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      RETIRE SUCCESSFULLY and KEEP GROWING!!!!! 

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      I'd like to retire, possibly even retire early, but I don't know if I'm ready for retirement or if I'll have enough money for early retirement.  Health insurance costs continue to go up, for that matter, everything, especially health care, is getting more expensive.  

      There's dozens of things to consider.  Financial freedom will be very important.  It's probably second only to good health during retirement.  Social security won't be enough, and when to start collecting it?  Other sources of income may be needed.  Other things to plan for are medicare and health insurance.

      Retirement takes planning to do it right.  There's a lot of information available on the web and from consultants, but it takes time to explore the possibilities and be creative in planning for an eventual retirement.  It seems to me that a lot of the planning takes some form of personal growth or self improvement.  We have to find ways of improving what we have or what we are.  Everyone has tried to loose weight, quit smoking or tried to just take better care of ourselves.

       A lot of the expert information I've read advise that if a person wants to have the independence of being self employed and earn more money, he or she needs to find something he's passionate about, work at it and the independence and extra money will come.

      The problem is that most of the people I've talked to don't have a clue as to what that "passionate" thing is.  Most people have a great deal of knowledge about the job or career they chose to work in.  But often, a hobby or vocation that's been done on a part-time basis will provide a new direction in retirement.

      I've always had an interest in personal development, the freedom of self employment and trying new things.  I've read and listened to a lot of motivational and personal development stuff from authors like Earl Nightingale, Zig Ziglar and Napolean Hill.  The information these guys and other authors give is priceless. However, the difficulty is in following and applying their advice in our daily personal and professional lives.

      Planning for retirement can be similar to a self-improvement project.  Changes in life style, time management and personal development have to be made.  Goals have to be made and some work will have to be done to achieve those goals.  Just quitting work won't do the trick.  Without a plan, retirement is like taking a trip without a destination.  It's doomed to failure.

      Personal development and self improvement isn't easy.  A goal might be anything from loosing weight, to learning a new dance to quitting smoking.  A lot of people go to personal development or self improvement seminars, buy books, tapes and videos, then fail to use the information they get or don't follow a program.  They actually loose twice, once when they pay for the information and again when they don't follow the advice or program.  

      What you don't often see at a lot of personal development seminars are retired folks.  Retirement is an opportunity for me to apply some of the advice I've been listening to for years and help try to help other people at the same time. 

      I like helping people.  I've spent my life helping other people be successful in their careers.  I have a lot of interests in my lifetime.  I've tried a lot of things, and I'll share my interests and experiences with people who are looking for something that works and who want to retire successfully.  Who knows, maybe the information and leads I put on this website will help other people have successful retirements and keep growing personally.

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